In 2025, XRP cloud mining does not actually involve mining XRP itself, as all 100 billion tokens were pre-mined. Instead, it provides a mechanism for holders to fund Bitcoin or Ethereum mining contracts using XRP. The landscape is flooded with platforms offering enticing returns, often between 100% and 800% APR, along with features like low entry costs and quick payouts. However, many of these promised yields are unsustainable and could be linked to high risks like volatility, scams, and hidden fees. Active platforms appear to offer high returns relative to traditional cloud mining but have significant downsides, including counterparty risks and potential volatility in earnings due to the fluctuating value of crypto payouts. Before investing, users should start small, evaluate feedback, and be wary of undisclosed charges. Safer yield opportunities could be found in regulated platforms or decentralized finance (DeFi) using wrapped XRP. Overall, XRP cloud mining can be accessible but comes with considerable risks.

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