Australia’s $4.3 trillion pension system has become a focal point for crypto platforms like Coinbase and OKX, as self-managed super funds (SMSFs) allow Australians to manage retirement savings with the flexibility to invest in cryptocurrencies. As of 2025, SMSFs have allocated approximately 1.7 billion AUD in crypto, a significant increase since 2021. With 653,062 SMSFs in Australia, these funds present a substantial opportunity for crypto investment, particularly as traditional asset classes face volatility. Coinbase has introduced a tailored SMSF product that already has a waiting list of over 500 investors, while OKX launched its SMSF offering with high demand. The growing interest in digital assets for retirement portfolios aligns with global trends, exemplified by U.S. regulations supporting cryptocurrency in retirement plans. However, awareness of the regulatory landscape, including compliance with the Australian Securities and Investments Commission (ASIC), is critical for SMSFs considering these investments. The potential success of Australia's SMSF model could influence global retirement strategies, suggesting a growing institutional acceptance of cryptocurrencies.

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