The passing of the GENIUS Act has established stablecoins as legally compliant in the U.S., prompting interest from users and industry leaders eager to understand its implications. Despite this regulatory clarity, significant usability challenges persist, as current Web3 tools remain complex and user-unfriendly. The Act, backed by bipartisan support, mandates dollar-equivalent reserves and compliance, yet many potential users may find the existing tools difficult to navigate. Unlike previous speculative surges in crypto, the new wave of users is more focused on practical applications of programmable money, such as streamlining financial processes and automating agreements. The article highlights that successful adoption will depend on creating functional, efficient systems that can bridge the gap between regulation and practical use. Without improvements in user experience, users may abandon these systems despite the reduction in legal risks associated with stablecoins. In summary, while the GENIUS Act lays the groundwork for stability, the ultimate challenge lies in the development of user-friendly infrastructure to foster robust adoption.

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