Stablecoin Giant Circle Wants to Be Its Own Bank, Applies for National Trust License
Circle, the issuer of the USDC stablecoin, is seeking approval from the Office of the Comptroller of the Currency (OCC) to establish a national trust bank named First National Digital Currency Bank, N.A. This move aims to oversee the reserves that back USDC, which currently has a market cap exceeding $61 billion. The establishment of this bank would help align USDC with the GENIUS Act legislation, promoting compliance in the stablecoin sector. Circle co-founder and CEO Jeremy Allaire emphasized the importance of this step in supporting the development of a transparent and efficient internet financial system, ultimately enhancing the resilience of the U.S. dollar and providing essential infrastructure for institutions. The announcement comes shortly after Circle's successful IPO, marking a pivotal moment in the company's ongoing growth in the cryptocurrency space.
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