Crypto cards are surpassing traditional banks in Europe for small purchases, with 45% of crypto-linked card transactions totaling under 10 euros ($11.7). A report from CEX.IO highlights that these users are adapting spending habits akin to traditional bank card users while engaging with online payments more rapidly. In 2025, there was a 15% increase in newly ordered CEX.IO crypto cards, indicating rising interest in digital assets for day-to-day transactions. Notably, crypto card users conduct 40% of their transactions online, nearly double the eurozone average of 21%. The report points out that groceries account for 59% of purchases with crypto cards, and the average transaction size is 23.7 euros ($27.8), compared to 33.6 euros ($39) with bank cards. However, despite the growing trend, Barclays has restricted crypto purchases on credit cards due to concerns over volatility and lack of consumer protections. This shift towards crypto signifies a potential evolution towards a cashless economy in Europe.

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