Australian self-managed retirement funds (SMSFs) experienced significant growth in crypto investment during early 2024, doubling their holdings to approximately $3 billion by June 2025. However, this figure remained stagnant, representing less than 0.3% of the SMSF assets, which is part of a broader superannuation system exceeding A$4.3 trillion. SMSFs primarily allocate their investments to listed shares, cash deposits, and property, demonstrating a cautious investment approach. Despite the recent surge in cryptocurrency popularity and values, SMSFs have not re-engaged with these assets after the peak in early 2024. Experts suggest that until cryptocurrencies are perceived as mainstream and well-regulated, they are likely to remain a minor component in retirement portfolios. The overall reluctance of SMSFs to significantly increase their crypto investments contrasts with the rising crypto volumes in the Asia-Pacific region, which saw a dramatic increase by 69% from the previous year. Experts believe that local exchanges might face pressure to lower fees in light of new competition from trading platforms like Webull, which has recently expanded its crypto services in Australia.

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